People overestimate how much they will have or discover they need in retirement because of optimism bias or simply because they cannot see into the future. Behavioural finance forces you to clearly and realistically set goals since you will be considering future needs, inflation, healthcare costs, and lifestyle changes. Financial advisors often use behavioural finance techniques by as... https://finxl.in/prepare-budget-for-a-company-certification-online-training-courses.html