債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： If the creditors conform to the IVA, once it is set up, you will make a month-to-month payment for your insolvency practitioner, who will then pay out the agreed sum to each of your creditors. Selected Posi... https://drp00999.mybuzzblog.com/9267457/a-review-of-債務重組邊間好-debts-ctr-hk